In progress - Scheduled maintenance is currently in progress. We will provide updates as necessary.
Feb 24, 2026 - 16:00 EST
Scheduled - This notice is to inform you of an upcoming security certificate update for certain CardinalTrusted API endpoints.
This update includes a change to the certificate trust chain (root and intermediate certificates), not just a routine certificate renewal. As a result, some customers may need to take action to ensure uninterrupted connectivity.
What is changing: • The TLS certificate chain used by select CardinalTrusted endpoints is being updated. • The root and intermediate certificate authorities will change as part of this update.
What you may need to do: • If your systems validate certificates using a custom trust store (for example, pinning or explicitly trusting certificate authorities), you may need to: • Add the new root and intermediate certificates to your trust store before the change takes effect. If you rely on standard operating system or JVM trust stores, no action is typically required.
What is not changing: • There are no API behavior changes. • There are no endpoint URL changes. • This notice is separate from other certificate expiration or renewal messages you may have received.
Timing:/ The certificate update will be deployed in stages: • Staging: Tuesday, March 31, 2026 • Production: Thursday, April 3, 2026 at 10:00 AM ET
Need help or unsure if you are impacted?
If you are uncertain whether this change affects your integration, or if you require clarification for your specific configuration, please open a Support ticket. Our team will work directly with you to ensure a smooth transition.
EXPIRING CERTIFICATES:
STAG: Common Name (CN): cas.mtls.api.cardinaltrusted.com Serial Number: 06:97:e8:7f:18:d5:12:c2:cf:e3:9b:99:3f:3e:75:43 Date of Replacement: 03/31/2026 Date of Expiry: 04/14/2026
Common Name (CN): cas.api.cardinaltrusted.com Serial Name: 0c:1f:9b:be:08:ea:3e:4e:0c:d2:bf:98:58:f2:bd:a2 Date of Replacement: 03/31/2026 Date of Expiry: 04/14/2026
PROD: Common Name (CN): mtls.api.cardinaltrusted.com Serial Number: 05:62:c2:17:d1:c8:cf:cd:a0:ec:6c:e5:1b:ea:c8:d5 Date of Replacement: 04/03/2026 Date of Expiry: 04/14/2026
Common Name (CN): api.cardinaltrusted.com Serial Number: 0b:22:a2:7f:2b:78:22:7f:a4:e0:9a:9d:29:99:6b:6d Date of Replacement: 04/03/2026 Date of Expiry: 04/14/2026
Intermediate CA: Common Name (CN): DigiCert SHA2 Secure Server CA Serial Number: 02:74:2e:aa:17:ca:8e:21:c7:17:bb:1f:fc:fd:0c:a0
ROOT CA: Common Name (CN): DigiCert Global Root CA Serial Number: 08:3b:e0:56:90:42:46:b1:a1:75:6a:c9:59:91:c7:4a
NEW CERTIFICATES:
STAG: Common Name (CN): cas.mtls.api.cardinaltrusted.com Serial Number: 0e:b9:f0:c0:86:41:5d:c5:8e:0d:62:3f:27:ff:3d:27 Date of Replacement: 03/31/2026 Date of Expiry: 01/27/2027
Common Name (CN): cas.api.cardinaltrusted.com Serial Number: 0e:f5:f4:6e:29:d4:06:92:38:02:c6:60:fd:86:69:8d Date of Replacement: 03/31/2026 Date of Expiry: 01/26/2027
PROD: Common Name (CN): mtls.api.cardinaltrusted.com Serial Number: 0e:27:57:03:5c:8a:ae:96:c6:99:c9:6c:f2:80:a1:0e Date of Replacement: 04/03/2026 Date of Expiry: 02/08/2027
Common Name (CN): api.cardinaltrusted.com Serial Number: 0b:be:7b:52:df:89:52:c2:03:2e:56:d6:fd:79:9a:97 Date of Replacement: 04/03/2026 Date of Expiry: 02/08/2027
Intermediate CA: Common Name (CN): DigiCert Global G2 TLS RSA SHA256 2020 CA1 Serial Number: 0c:f5:bd:06:2b:56:02:f4:7a:b8:50:2c:23:cc:f0:66
Root CA: Common Name: DigiCert Global Root G2 Serial Number: 03:3a:f1:e6:a7:11:a9:a0:bb:28:64:b1:1d:09:fa:e5
Should you have any questions or concerns regarding this notice, please reach out to our support team at Support@cardinalcommerce.com.
Feb 24, 202616:00 - Apr 14, 202610:00 EDT
In progress - Scheduled maintenance is currently in progress. We will provide updates as necessary.
Jan 28, 2026 - 12:00 EST
Update - We will be undergoing scheduled maintenance during this time.
Jan 28, 202612:00 - Apr 3, 202620:00 EDT
Scheduled - Visa will be updating a set of staging and production Leaf certificates that are set to expire on March 28, 2026 and April 3, 2026. To prevent disruption to services, we ask that you review your configuration immediately.
The Leaf certificates that are expiring are the client certificates sent by VISA to your endpoint as part of the mutual TLS (MTLS) handshake for RDX, ADX, or Oauth connections.
Please review the certs below to see if they are in use with your VCAS connection.
The expiring STAGING leaf certificate details:
Common Name (CN): rdxstag.cardinalcommerce.com Serial Number: 0d:d1:c3:f3:51:d6:14:49:b0:70:2f:5e:c0:d1:4a:47 Date of Replacement: February 26, 2026 10:00 EDT Date of Expiry: March 28, 2026 18:59:50 EDT
The new STAGING leaf certificate details: Common Name (CN): rdxstag.cardinalcommerce.com Date of Replacement: February 26, 2026 10:00 EDT Date of Expiry: February 20, 2027 6:59:59 EDT
The expiring PRODUCTION leaf certificate details: Common Name (CN): rdx.cardinalcommerce.com Serial Number: 0e:ad:8d:09:10:2f:51:d8:0f:b6:14:ee:c1:75:f0:a1 Date of Replacement: March 5, 2026 10:00 EDT Date of Expiry: April 3, 2026 18:59:59 EDT
The new PRODUCTION leaf certificate details: Common Name (CN): rdx.cardinalcommerce.com Serial Number: 02:95:85:5b:19:01:d1:1c:db:f3:15:60:6d:d9:f4:99 Date of Replacement: March 5, 2026 10:00 EDT Date of Expiry: February 22, 2027 6:59:59 EDT
The Intermediate CA and Root CA will remain the same:
Intermediate Certificate Details: Common Name (CN): DigiCert Global G2 TLS RSA SHA256 2020 CA1 Serial Number: 0c:f5:bd:06:2b:56:02:f4:7a:b8:50:2c:23:cc:f0:66
Root Certificate Details: Common Name (CN): DigiCert Global Root G2 Serial Number: 03:3a:f1:e6:a7:11:a9:a0:bb:28:64:b1:1d:09:fa:e5
Customer Responsibilities:
If you trust on the leaf certificate, we will have to coordinate the switchover with your connection. Please contact your local VCAS support and/or account manager to coordinate this change.
If you require coordination, we will schedule a time to switch over the leaf certificate. It is imperative that the migration occur before certificate expiration, otherwise RDX services will be impacted.
If you do not require coordination, we will be performing the switchover to the new client certificates on the dates specified above.
If you trust on the Intermediate and Root CA certificate, you do not need to make any modifications. If you do not require coordination, we will be performing the switchover to the new client certificates on the above dates.
Testing – How can I test these changes?
Customers are encouraged to work with their network teams to ensure they can support the updated certificates.
No new parameters or fields are required for these changes. If you do not trust the new certificate, you will be unable to connect to Cardinal endpoints receiving a connection timeout or certificate error response.
Please do not hesitate to contact your Local VISA support if you have any questions or concerns. Please refer to the knowledge article titled "DigiCert MTLS RDX Certificate Update 2026" for the full certificate chain on the Visa Support Hub. A login is required to access the article: https://visasupporthub.visaonline.com/en-US/knowledgearticle/?code=KA-09914#t=All. You may also contact support or your account manager if you require the full Cert Chain.
As part of our ongoing Centinel Data Center Migration, we are preparing to complete the Production DNS cutover that will transition remaining traffic to the Visa Data Center proxy flow. To support a smooth transition and minimize disruption, we will conduct a controlled Production DNS “shock treatment" in March, followed by the final Production DNS cutover in early April.
Below is an overview of what to expect, key dates, and any actions required on your side.
What Will Occur and When
March 2026 – Production DNS Shock Treatment
These short duration activities are designed to validate client readiness and identify any remaining configuration issues prior to final cutover.
Date: March 11, 2026
Activity: Production DNS Shock Treatment #1
Expected Duration ~5 minutes
During this window, DNS responses will temporarily return updated IP addresses associated with the Visa Data Center proxy flow. Clients who have not yet updated their configurations may experience brief processing interruptions during the shock treatment windows.
The Final Production DNS cutover that was previously scheduled for April 1, 2026 has been postponed.
At this time, there is no new date confirmed for the Final Production DNS cutover. A revised timeline will be communicated in the future once it has been finalized.
Client Actions Required
Please ensure the following actions are completed before March 11, 2026:
1. Update all backend endpoints to use the Visa proxy domain (.cardinaltrusted.com).
2. Update IP allowlists / firewall rules to trust the new Production IP ranges.
3. Confirm your integration properly consumes response URLs returned dynamically (for DDC, Lookup, and Authenticate flows), rather than hardcoding legacy URLs.
4. Complete Production testing ahead of the March shock treatment windows.
Taking these steps early will help avoid disruption as we progress toward the final cutover.
Support and Contacts
If you have questions, need assistance validating your readiness, or experience any issues during these activities:
- Primary Support Channel: Please open a ticket through the Cardinal Support portal.
- Account or Migration Questions: Contact your Cardinal/Visa Client Success or Implementation Manager.
We appreciate your partnership as we complete this important milestone in the Centinel migration. Thank you for taking the necessary steps to ensure a smooth transition.
Completed -
The scheduled maintenance has been completed.
Mar 24, 21:00 EDT
Update -
Scheduled maintenance is still in progress. We will provide updates as necessary.
Jan 27, 16:48 EST
In progress -
Scheduled maintenance is currently in progress. We will provide updates as necessary.
Jan 27, 16:00 EST
Scheduled -
CardinalCommerce will be updating a certificate that is set to expire on March 24, 2026. The leaf certificate will be updated on March 10, 2026.
The certificate that is expiring is the wildcard server certificate used on most of Cardinal’s externally facing sites.
The expiring certificate details:
Common Name (CN): *.cardinalcommerce.com Serial Number: 0e:fe:06:35:d2:9c:9f:d5:6d:eb:af:2c:63:6d:84:b9 Date of Expiry: 03/24/2026
The new leaf certificate is: Common Name (CN): *.cardinalcommerce.com Serial Number: 05:6a:e3:77:86:ef:f2:bf:09:b3:13:22:f2:0d:ef:6c Date of Expiry: 02/21/2027 *Please request chain from our support team if needed
Intermediate Certificate Details (remain the same): Common Name (CN): DigiCert Global G2 TLS RSA SHA256 2020 CA1 Serial Number: 0c:f5:bd:06:2b:56:02:f4:7a:b8:50:2c:23:cc:f0:66
Root Certificate Details (remain the same): Common Name (CN): DigiCert Global Root G2 Serial Number: 03:3a:f1:e6:a7:11:a9:a0:bb:28:64:b1:1d:09:fa:e5
Customer Responsibilities:
If you trust on the leaf certificate, you need to ensure the new server certificate is loaded in your trust store prior to March 10, 2026.
It is imperative that we perform the testing and or migration before certificate expiration on March 24, 2026, otherwise services may be impacted.
When do these changes take place?
The new certificate will be updated in our production environment on Tuesday, March 10, 2026 at 10:00 AM EST.
Testing – How can I test these changes?
Customers are encouraged to work with their network teams to ensure they can support the updated certificates.
No new parameters or fields are required for these changes. If you do not trust the new certificate, you will be unable to connect to Cardinal endpoints receiving a connection timeout or certificate error response.
Contact Information:
Should you have any questions or concerns regarding this notice, please reach out to our support team at Support@cardinalcommerce.com.
We sincerely appreciate your attention to this matter and your continued trust in our services.
Jan 27, 15:38 EST
Resolved -
Visa was aware of a service disruption causing intermittent issues processing Visa Consumer Authentication Services - VCAS (3DS) transactions. We investigated the cause and were able to resolve the issue.
Reported Start Time: 24 March 2026 at 17:03 GMT Reported Mitigated Time: 24 March 2026 at 17:16 GMT
Impact: Issuers may have experienced downgraded performance when attempting to complete VCAS authentication. Depending on merchant logic post authentication, impacted transactions may not have been authorized or would have been authorized as Attempts or Standard Electronic Commerce transactions.
Next Update: No further updates as the issue is resolved.
We regret any inconvenience this may have caused for our affected clients and cardholders. The issue is now resolved.
Please do not hesitate to contact your local VISA support team if you have any questions or concerns.
Completed -
The scheduled maintenance has been completed.
Mar 16, 08:00 EDT
In progress -
Scheduled maintenance is currently in progress. We will provide updates as necessary.
Mar 12, 08:00 EDT
Scheduled -
CardinalCommerce will be performing network and database system maintenance starting at 12:00 UTC on March 12, 2026, through 12:00 UTC on March 16, 2026.
During this window we will apply the most recent network and database updates for optimal performance and to prevent new exploits from being used against our VCAS systems.
This is being performed in high availability mode and should have no impact to transaction processing. While no transaction impact is anticipated during this maintenance you may experience a few periods of network latency. During this time, we will be fully staffed from a support and network operations standpoint to perform monitoring and testing.
Please do not hesitate to contact your Local VISA support if you have any questions or concerns.